Apply for a Payday Loan in Minutes

How it Works

Step 1: Start Your Application 📝

Apply Online or Visit Us In Person

Begin by filling out a quick application — either through our secure online form or by walking into our Oshawa location.

To qualify, you must:

• Be employed full-time for at least 6 months

• Receive your salary through direct deposit

Step 2: Submit Your Documents 📄

Provide the Required Documents for Review

Whether online or in person, please ensure you have the following:

• A printed paystub from the last 2 months (screenshots not accepted)

• Two government-issued photo IDs

• Proof of address with your name (e.g., phone, hydro, or utility bill)

• A bank cheque or Pre-Authorized Debit form for the account where your pay is deposited

Step 3: Get Approved 💵

Fast Approval. Cash in Hand / E-Transfer.

Once your application is reviewed and approved, you’ll receive your loan — either in person or by email transfer.

Enjoy our fast, judgment-free service with competitive rates and no credit check required.

Prefer to Apply in Person?

📍 Address: 129 King St E Unit 2, Oshawa, ON L1H 1C2

🕐 Hours:

• Mon–Fri: 10 AM – 7 PM

• Saturday: 10 AM – 5 PM

• Sunday: Closed

🔒 Your information is protected and never shared. We’re fully licensed and committed to your privacy.