Apply for a Payday Loan in Minutes
No credit checks. No stress. Upload your documents below or visit us in person. We will get you approved fast.
How it Works
Step 1: Start Your Application 📝
Apply Online or Visit Us In Person
Begin by filling out a quick application — either through our secure online form or by walking into our Oshawa location.
To qualify, you must:
Be employed full-time for at least 6 months
Receive your salary through direct deposit
Step 2: Submit Your Documents 📄
Provide the Required Documents for Review
Whether online or in person, please ensure you have the following:
A printed paystub from the last 2 months (screenshots not accepted)
Two government-issued photo IDs
Proof of address with your name (e.g., phone, hydro, or utility bill)
A bank cheque or Pre-Authorized Debit form for the account where your pay is deposited
Step 3: Get Approved 💵
Fast Approval. Cash in Hand / E-Transfer.
Once your application is reviewed and approved, you’ll receive your loan — either in person or by email transfer.
Enjoy our fast, judgment-free service with competitive rates and no credit check required.
Prefer to Apply in Person?
📍 Address: 129 King St E Unit 2, Oshawa, ON L1H 1C2
🕐 Hours:
Mon–Fri: 10 AM – 7 PM
Saturday: 10 AM – 5 PM
Sunday: Closed
🔒 Your information is protected and never shared. We’re fully licensed and committed to your privacy.
Contact Us
📍 Address: 129 King St E Unit 2, Oshawa, ON L1H 1C2
📞 Phone: 905-436-0000
📧 Email: info@paydayloandirect.ca
🕐 Hours:
Mon–Fri: 10AM – 7PM
Saturday: 10AM – 5PM
Sunday: Closed