Send and receive, pay by cash or debit
Money transfer in Oshawa: Western Union, Ria and MoneyGram
As a local agent for Western Union, Ria and MoneyGram, we send cash to family across Canada or overseas from our counter, or pay out a transfer sent to you. The fee, the exchange rate and what your recipient receives are all shown before you pay.
How it works
Bring your ID and the recipient's details
Government photo ID, plus the recipient's full name, country and, for bank deposits, their account details.
Choose the service and pay
Western Union, Ria or MoneyGram, whichever is fastest or cheapest for your destination. Pay by cash or debit.
Your recipient collects
Cash pickup at any agent location, or deposit to their bank or mobile wallet. You get a receipt with the tracking number.
200+ countries and territories
Reach family almost anywhere through three of the world's largest transfer networks.
Quote first, always
Fee, exchange rate and payout amount shown before you commit, so you can compare all three services at the counter.
Receive money too
Collect transfers sent to you with your ID and the sender's reference number.
Open until 7 PM weekdays
And Saturdays until 5, when banks are closed.
Money transfer questions
How fast does the money arrive?
Cash pickup transfers are typically available within minutes of sending; bank-account deposits depend on the receiving bank and country. We'll tell you the expected timing with your quote.
What does it cost?
Fees and exchange rates are set by the transfer company and vary by destination, amount and payout method. We show you the full quote (fee, rate and amount the recipient gets) before you pay. There's no obligation.
Can I receive money here too?
Yes. Bring your government photo ID and the transfer reference number from the sender.
Is Payday Loan Direct the same company as Western Union, Ria or MoneyGram?
No. We are an independent local agent location for these networks, not owned or operated by them. They set the fees and exchange rates; we process your transfer at our counter.
Visit us in downtown Oshawa
129 King St E, Unit 2Oshawa, ON L1H 1C2
Mon–Fri 10 AM–7 PM, Sat 10 AM–5 PM, Sun closed
- Monday – Friday
- 10:00 AM – 7:00 PM
- Saturday
- 10:00 AM – 5:00 PM
- Sunday
- Closed
Send money today
Walk in with your ID and the recipient's details. We're at 129 King St E, Unit 2, Oshawa.